Southeast (NC) HVAC Business: 4.39x SDE Multiple, 1.34x Stressed DSCR — Grade C#2516913

Southeast (NC) · HVAC / Plumbing / Electrical Services
C

27-Year Old Residential HVAC Company – Greater Charlotte, 10 W2s

Asking price band$700K – $800K
SDE multiple4.39x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$101,901
DSCR — as stated1.68
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.34
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (NC). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.