Southwest (AZ) HVAC Business: 19.61x SDE Multiple, 0.3x Stressed DSCR — Grade C#2516310

Southwest (AZ) · HVAC / Plumbing / Electrical Services
C

AFFORDABLE Air Conditioning biz $102K net #11257

Asking price band$2M – $2.5M
SDE multiple19.61x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$271,735
DSCR — as stated0.38
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.3
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~80% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southwest (AZ). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.