South Central (TX) HVAC Business: 1.86x SDE Multiple, 3.16x Stressed DSCR — Grade A#2518043

South Central (TX) · HVAC / Plumbing / Electrical Services
A

B2B HVAC Services Business with Established Commercial Relationships

Asking price band$250K – $300K
SDE multiple1.86x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$40,759
DSCR — as stated3.95
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention3.16
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in South Central (TX). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.