New England (RI) HVAC Business: 1.0x SDE Multiple, 5.89x Stressed DSCR — Grade A#2396897

New England (RI) · HVAC / Plumbing / Electrical Services
A

Driver's Plumbing and Mechanical

Asking price band$300K – $350K
SDE multiple1.0x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$45,516
DSCR — as stated7.36
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention5.89
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in New England (RI). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.