Region withheld HVAC Business: 3.62x SDE Multiple, 1.63x Stressed DSCR — Grade C#BW2482311

Region withheld · HVAC / Plumbing / Electrical Services
C

Electrical Contractor, Premier, Dutchess County, NY

Asking price band$4.5M – $5M
SDE multiple3.62x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$658,957
DSCR — as stated2.03
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.63
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Region withheld. It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.