Midwest (MI) HVAC Business: 2.05x SDE Multiple, 2.88x Stressed DSCR — Grade A#BW2361157

Midwest (MI) · HVAC / Plumbing / Electrical Services
A

Est.1997 Highly Profitable HVAC Co. – Dual State License MI/IN

Asking price band$450K – $500K
SDE multiple2.05x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$61,140
DSCR — as stated3.6
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.88
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (MI). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.