Midwest (MI) HVAC Business: 2.46x SDE Multiple, 2.39x Stressed DSCR — Grade B#2480906

Midwest (MI) · HVAC / Plumbing / Electrical Services
B

Established Commercial HVAC and Refrigeration Service Company

Asking price band$1.5M – $1.75M
SDE multiple2.46x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$203,801
DSCR — as stated2.99
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.39
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (MI). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.