New England (MA) HVAC Business: 3.68x SDE Multiple, 1.6x Stressed DSCR — Grade C#2507515

New England (MA) · HVAC / Plumbing / Electrical Services
C

Established Commercial Refrigeration & HVAC Service Business

Asking price band$600K – $700K
SDE multiple3.68x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$94,971
DSCR — as stated2.0
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.6
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in New England (MA). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.