Mid-Atlantic (VA) HVAC Business: 3.04x SDE Multiple, 1.94x Stressed DSCR — Grade B#2526037

Mid-Atlantic (VA) · HVAC / Plumbing / Electrical Services
B

Established HVAC Contractor | $4M Revenue | Recurring Service Base

Asking price band$1.75M – $2M
SDE multiple3.04x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$247,958
DSCR — as stated2.42
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.94
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (VA). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.