Mid-Atlantic (MD) HVAC Business: 4.95x SDE Multiple, 1.19x Stressed DSCR — Grade C#BW2528913

Mid-Atlantic (MD) · HVAC / Plumbing / Electrical Services
C

Established HVAC Contractor – $5M Revenue | 1,300+ 5-Star Reviews

Asking price band$3M – $3.5M
SDE multiple4.95x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$472,139
DSCR — as stated1.49
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.19
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~5% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (MD). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.