Mid-Atlantic (NY) HVAC Business: 3.24x SDE Multiple, 1.82x Stressed DSCR — Grade B#2495903

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
B

Established HVAC Service & Duct Shop | $1.14M | $255K SDE | 80% B2B

Asking price band$800K – $900K
SDE multiple3.24x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$112,091
DSCR — as stated2.27
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.82
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.