Midwest (MO) HVAC Business: 3.11x SDE Multiple, 1.89x Stressed DSCR — Grade B#2513462

Midwest (MO) · HVAC / Plumbing / Electrical Services
B

Imagine stepping into a thriving HVAC business that's been serving customers for over two decades. You'll love how this home-based operation has built something truly special - a trusted name in one...

Asking price band$1.25M – $1.5M
SDE multiple3.11x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$169,834
DSCR — as stated2.37
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.89
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (MO). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.