Midwest (IL) HVAC Business: 6.36x SDE Multiple, 0.93x Stressed DSCR — Grade C#2507461

Midwest (IL) · HVAC / Plumbing / Electrical Services
C

Long Term Residential HVAC and Plumbing Company Serving IL & WI

Asking price band$3M – $3.5M
SDE multiple6.36x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$421,189
DSCR — as stated1.16
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.93
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~30% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (IL). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.