Pacific (CA) HVAC Business: 6.24x SDE Multiple, 0.94x Stressed DSCR — Grade C#2484845

Pacific (CA) · HVAC / Plumbing / Electrical Services
C

Long Term Residential HVAC Serving NE California

Asking price band$3.5M – $4M
SDE multiple6.24x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$475,536
DSCR — as stated1.18
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.94
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~25% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Pacific (CA). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.