Region withheld HVAC Business: 4.5x SDE Multiple, 1.31x Stressed DSCR — Grade C#BW2329062

Region withheld · HVAC / Plumbing / Electrical Services
C

Niche HVAC Business Florida Commercial Residential For Sale

Asking price band$3.5M – $4M
SDE multiple4.5x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$489,123
DSCR — as stated1.64
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.31
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Region withheld. It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.