Mid-Atlantic (NY) HVAC Business: 2.0x SDE Multiple, 2.94x Stressed DSCR — Grade A#2419672

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
A

NY Hudson Valley HVAC Contractor - Commercial and Residential

Asking price band$1M – $1.25M
SDE multiple2.0x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$163,041
DSCR — as stated3.68
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.94
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.