South Central (TX) HVAC Business: 2.92x SDE Multiple, 2.02x Stressed DSCR — Grade B#BW2527867

South Central (TX) · HVAC / Plumbing / Electrical Services
B

Owner-Operated HVAC | $282K Adj. SDE Thru 6/30/26 | TACL Pref.

Asking price band$900K – $1M
SDE multiple2.92x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$122,281
DSCR — as stated2.52
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.02
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in South Central (TX). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.