Mid-Atlantic (NY) HVAC Business: 3.33x SDE Multiple, 1.77x Stressed DSCR — Grade B#2412643

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
B

Plumbing and Heating Company - 22705

Asking price band$600K – $700K
SDE multiple3.33x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$81,520
DSCR — as stated2.21
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.77
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.