Midwest (IA) HVAC Business: 9.64x SDE Multiple, 0.61x Stressed DSCR — Grade C#2296312

Midwest (IA) · HVAC / Plumbing / Electrical Services
C

Plumbing, HVAC & Geothermal Company

Asking price band$1.25M – $1.5M
SDE multiple9.64x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$183,421
DSCR — as stated0.76
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.61
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~55% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (IA). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.