Southeast (NC) HVAC Business: 3.31x SDE Multiple, 1.78x Stressed DSCR — Grade B#2519902

Southeast (NC) · HVAC / Plumbing / Electrical Services
B

Reputable HVAC Services Company — Western NC Mountain Market

Asking price band$450K – $500K
SDE multiple3.31x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$61,140
DSCR — as stated2.22
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.78
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (NC). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.