Region withheld HVAC Business: 3.17x SDE Multiple, 1.86x Stressed DSCR — Grade B#2449033

Region withheld · HVAC / Plumbing / Electrical Services
B

Residential HVAC Company Serving North Indiana and Southern Michigan

Asking price band$800K – $900K
SDE multiple3.17x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$108,694
DSCR — as stated2.32
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.86
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Region withheld. It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.