Southeast (FL) HVAC Business: 23.16x SDE Multiple, 0.25x Stressed DSCR — Grade C#2471931

Southeast (FL) · HVAC / Plumbing / Electrical Services
C

Residential HVAC Serving St. Lucie County

Asking price band$150K – $200K
SDE multiple23.16x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$20,380
DSCR — as stated0.32
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.25
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~80% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (FL). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.