Mid-Atlantic (NY) HVAC Business: 3.61x SDE Multiple, 1.63x Stressed DSCR — Grade C#2470006

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
C

Small Established HVAC Business Opportunity

Asking price band$350K – $400K
SDE multiple3.61x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$47,554
DSCR — as stated2.04
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.63
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.