New England (MA) HVAC Business: 3.68x SDE Multiple, 1.6x Stressed DSCR — Grade C#2508004

New England (MA) · HVAC / Plumbing / Electrical Services
C

This indoor air quality business brings professional duct cleaning, furnace cleaning, dryer vent maintenance, and air quality testing to an impressively broad and diverse client base spanning private...

Asking price band$600K – $700K
SDE multiple3.68x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$94,971
DSCR — as stated2.0
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.6
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in New England (MA). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.