Midwest (MO) HVAC Business: 5.08x SDE Multiple, 1.16x Stressed DSCR — Grade C#2529673

Midwest (MO) · HVAC / Plumbing / Electrical Services
C

Thriving & Growing HVAC Business with Huge Upside

Asking price band$1.25M – $1.5M
SDE multiple5.08x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$176,628
DSCR — as stated1.45
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.16
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~10% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (MO). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.