Midwest (IN) HVAC Business: 3.25x SDE Multiple, 1.81x Stressed DSCR — Grade B#2446009

Midwest (IN) · HVAC / Plumbing / Electrical Services
B

Well established HVAC Business near Kokomo

Asking price band$300K – $350K
SDE multiple3.25x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$44,157
DSCR — as stated2.26
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.81
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (IN). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.