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Florida — Cycle 2026.08

Florida HVAC Businesses, Graded for SBA Financing

29 HVAC service businesses for sale in Florida, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 5 Grade A · 9 Grade B · 15 Grade C.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Southeast (FL) HVAC BusinessSoutheast (FL) $100K – $150K 1.18x 6.22 → 4.98 Clears at ask
A Southeast (FL) HVAC BusinessSoutheast (FL) $250K – $300K 1.21x 6.07 → 4.86 Clears at ask
A Southeast (FL) HVAC BusinessSoutheast (FL) $700K – $800K 1.92x 3.83 → 3.06 Clears at ask
A Southeast (FL) HVAC BusinessSoutheast (FL) $250K – $300K 2.09x 3.53 → 2.82 Clears at ask
A Southeast (FL) HVAC BusinessSoutheast (FL) $450K – $500K 2.27x 3.24 → 2.6 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $700K – $800K 2.39x 3.08 → 2.47 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $200K – $250K 2.4x 3.07 → 2.45 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $450K – $500K 2.71x 2.71 → 2.17 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $500K – $600K 2.91x 2.53 → 2.03 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $1M – $1.25M 2.91x 2.53 → 2.03 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $350K – $400K 2.96x 2.48 → 1.99 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $2M – $2.5M 3.2x 2.3 → 1.84 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $600K – $700K 3.33x 2.21 → 1.77 Clears at ask
B Southeast (FL) HVAC BusinessSoutheast (FL) $800K – $900K 3.5x 2.1 → 1.68 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $1M – $1.25M 3.68x 2.0 → 1.6 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $2.5M – $3M 3.73x 1.97 → 1.58 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $1.25M – $1.5M 3.75x 1.96 → 1.57 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $1.5M – $1.75M 3.93x 1.87 → 1.5 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $2.5M – $3M 4.03x 1.83 → 1.46 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $1M – $1.25M 4.08x 1.8 → 1.44 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $5M – $5.5M 4.41x 1.67 → 1.33 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $800K – $900K 4.59x 1.6 → 1.28 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $1M – $1.25M 4.61x 1.6 → 1.28 Clears at ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $2M – $2.5M 4.77x 1.54 → 1.23 ~5% off ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $2M – $2.5M 4.95x 1.49 → 1.19 ~5% off ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $3.5M – $4M 5.85x 1.26 → 1.01 ~20% off ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $3.5M – $4M 5.85x 1.26 → 1.01 ~20% off ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $4M – $4.5M 6.15x 1.2 → 0.96 ~25% off ask
C Southeast (FL) HVAC BusinessSoutheast (FL) $150K – $200K 23.16x 0.32 → 0.25 ~80% off ask

See the full national list →  ·  See all of the Southeast →