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Kentucky — Cycle 2026.08

Kentucky HVAC Businesses, Graded for SBA Financing

4 HVAC service businesses for sale in Kentucky, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 2 Grade A · 1 Grade B · 1 Grade C.

Within this batch, asking prices span $250K to $1.25M and stressed DSCR ranges from 1.61x to 4.86x (median 3.08x). All 4 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Southeast (KY) HVAC BusinessSoutheast (KY) $250K – $300K 1.21x 6.07 → 4.86 Clears at ask
A Southeast (KY) HVAC BusinessSoutheast (KY) $250K – $300K 1.31x 5.62 → 4.5 Clears at ask
B Southeast (KY) HVAC BusinessSoutheast (KY) $600K – $700K 3.54x 2.08 → 1.67 Clears at ask
C Southeast (KY) HVAC BusinessSoutheast (KY) $1M – $1.25M 3.65x 2.01 → 1.61 Clears at ask

See the full national list →  ·  See all of the Southeast →