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Minnesota — Cycle 2026.08

Minnesota HVAC Businesses, Graded for SBA Financing

3 HVAC service businesses for sale in Minnesota, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 1 Grade A · 1 Grade B · 1 Grade C.

Within this batch, asking prices span $300K to $1M and stressed DSCR ranges from 0.93x to 2.71x (median 2.36x). 2 of 3 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Midwest (MN) HVAC BusinessMidwest (MN) $300K – $350K 2.18x 3.38 → 2.71 Clears at ask
B Midwest (MN) HVAC BusinessMidwest (MN) $900K – $1M 2.5x 2.95 → 2.36 Clears at ask
C Midwest (MN) HVAC BusinessMidwest (MN) $700K – $800K 6.31x 1.17 → 0.93 ~30% off ask

See the full national list →  ·  See all of the Midwest →