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Region — Cycle 2026.08

New England HVAC Businesses, Graded for SBA Financing

23 HVAC businesses for sale in New England, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 5 Grade A · 11 Grade B · 7 Grade C.

Within this batch, asking prices span $250K to $5M and stressed DSCR ranges from 1.03x to 5.89x (median 1.87x). 22 of 23 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A New England (RI) HVAC BusinessNew England (RI) $300K – $350K 1.0x 7.36 → 5.89 Clears at ask
A New England (CT) HVAC BusinessNew England (CT) $300K – $350K 1.1x 6.69 → 5.35 Clears at ask
A New England (MA) HVAC BusinessNew England (MA) $500K – $600K 1.21x 6.06 → 4.85 Clears at ask
A New England (NH) HVAC BusinessNew England (NH) $350K – $400K 1.72x 4.27 → 3.42 Clears at ask
A New England (MA) HVAC BusinessNew England (MA) $300K – $350K 2.34x 3.14 → 2.51 Clears at ask
B New England (MA) HVAC BusinessNew England (MA) $800K – $900K 2.41x 3.05 → 2.44 Clears at ask
B New England (NH) HVAC BusinessNew England (NH) $600K – $700K 2.64x 2.79 → 2.23 Clears at ask
B New England (RI) HVAC BusinessNew England (RI) $250K – $300K 2.74x 2.69 → 2.15 Clears at ask
B New England (MA) HVAC BusinessNew England (MA) $2M – $2.5M 3.08x 2.39 → 1.91 Clears at ask
B New England (NH) HVAC BusinessNew England (NH) $1.75M – $2M 3.08x 2.39 → 1.91 Clears at ask
B New England (ME) HVAC BusinessNew England (ME) $900K – $1M 3.13x 2.35 → 1.88 Clears at ask
B New England (NH) HVAC BusinessNew England (NH) $1M – $1.25M 3.15x 2.34 → 1.87 Clears at ask
B New England (MA) HVAC BusinessNew England (MA) $600K – $700K 3.14x 2.34 → 1.87 Clears at ask
B New England (MA) HVAC BusinessNew England (MA) $1.5M – $1.75M 3.32x 2.22 → 1.78 Clears at ask
B New England (ME) HVAC BusinessNew England (ME) $700K – $800K 3.4x 2.16 → 1.73 Clears at ask
B New England (MA) HVAC BusinessNew England (MA) $700K – $800K 3.43x 2.14 → 1.72 Clears at ask
C New England (MA) HVAC BusinessNew England (MA) $600K – $700K 3.68x 2.0 → 1.6 Clears at ask
C New England (CT) HVAC BusinessNew England (CT) $450K – $500K 3.8x 1.94 → 1.55 Clears at ask
C New England (CT) HVAC BusinessNew England (CT) $2M – $2.5M 4.0x 1.84 → 1.47 Clears at ask
C New England (CT) HVAC BusinessNew England (CT) $2.5M – $3M 4.39x 1.68 → 1.34 Clears at ask
C New England (MA) HVAC BusinessNew England (MA) $1.75M – $2M 4.57x 1.61 → 1.29 Clears at ask
C New England (RI) HVAC BusinessNew England (RI) $1M – $1.25M 4.66x 1.58 → 1.26 Clears at ask
C New England (RI) HVAC BusinessNew England (RI) $4.5M – $5M 5.73x 1.28 → 1.03 ~20% off ask

See the full national list →