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New Jersey — Cycle 2026.08

New Jersey HVAC Businesses, Graded for SBA Financing

9 HVAC service businesses for sale in New Jersey, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 3 Grade A · 3 Grade B · 3 Grade C.

Within this batch, asking prices span $200K to $3.5M and stressed DSCR ranges from 0.85x to 4.59x (median 1.78x). 7 of 9 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 2 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $200K – $250K 1.28x 5.74 → 4.59 Clears at ask
A Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $300K – $350K 1.86x 3.96 → 3.17 Clears at ask
A Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $600K – $700K 2.13x 3.46 → 2.77 Clears at ask
B Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $2M – $2.5M 2.8x 2.63 → 2.1 Clears at ask
B Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $700K – $800K 3.31x 2.23 → 1.78 Clears at ask
B Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $1.25M – $1.5M 3.5x 2.1 → 1.68 Clears at ask
C Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $2.5M – $3M 4.33x 1.7 → 1.36 Clears at ask
C Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $2.5M – $3M 5.83x 1.26 → 1.01 ~20% off ask
C Mid-Atlantic (NJ) HVAC BusinessMid-Atlantic (NJ) $3M – $3.5M 6.96x 1.06 → 0.85 ~35% off ask

See the full national list →  ·  See all of the Mid-Atlantic →