Region — Cycle 2026.08

Pacific HVAC Businesses, Graded for SBA Financing

18 HVAC businesses for sale in Pacific, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 7 Grade A · 4 Grade B · 7 Grade C.

Within this batch, asking prices span $100K to $4M and stressed DSCR ranges from 0.72x to 5.38x (median 2.08x). 15 of 18 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 3 would need a price reduction to get there.

	Business	Asking price	SDE multiple	DSCR — stated → stressed	To hit 1.25x
	Pacific (CA) HVAC BusinessPacific (CA)	$450K – $500K	1.09x	6.73 → 5.38	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$200K – $250K	1.54x	4.79 → 3.83	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$150K – $200K	1.85x	3.99 → 3.19	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$250K – $300K	2.01x	3.66 → 2.93	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$250K – $300K	2.02x	3.64 → 2.91	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$500K – $600K	2.33x	3.17 → 2.53	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$500K – $600K	2.33x	3.17 → 2.53	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$700K – $800K	2.57x	2.86 → 2.29	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$100K – $150K	2.71x	2.72 → 2.17	Clears at ask
	Pacific (HI) HVAC BusinessPacific (HI)	$1.75M – $2M	2.95x	2.5 → 2.0	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$1.25M – $1.5M	3.11x	2.37 → 1.89	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$1M – $1.25M	4.57x	1.61 → 1.29	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$1.5M – $1.75M	4.57x	1.61 → 1.29	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$700K – $800K	4.61x	1.6 → 1.28	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$500K – $600K	4.6x	1.6 → 1.28	Clears at ask
	Pacific (CA) HVAC BusinessPacific (CA)	$3.5M – $4M	6.24x	1.18 → 0.94	~25% off ask
	Pacific (CA) HVAC BusinessPacific (CA)	$1M – $1.25M	7.7x	0.96 → 0.76	~40% off ask
	Pacific (HI) HVAC BusinessPacific (HI)	$1.75M – $2M	8.19x	0.9 → 0.72	~45% off ask

See the full national list →