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Pennsylvania — Cycle 2026.08

Pennsylvania HVAC Businesses, Graded for SBA Financing

8 HVAC service businesses for sale in Pennsylvania, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 3 Grade A · 3 Grade B · 2 Grade C.

Within this batch, asking prices span $200K to $2.5M and stressed DSCR ranges from 1.19x to 4.86x (median 2.25x). 7 of 8 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $250K – $300K 1.21x 6.07 → 4.86 Clears at ask
A Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $200K – $250K 1.33x 5.52 → 4.42 Clears at ask
A Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $250K – $300K 1.9x 3.87 → 3.1 Clears at ask
B Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $2M – $2.5M 2.58x 2.85 → 2.28 Clears at ask
B Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $350K – $400K 2.65x 2.78 → 2.22 Clears at ask
B Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $500K – $600K 3.44x 2.14 → 1.71 Clears at ask
C Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $1M – $1.25M 4.58x 1.61 → 1.28 Clears at ask
C Mid-Atlantic (PA) HVAC BusinessMid-Atlantic (PA) $1.25M – $1.5M 4.96x 1.48 → 1.19 ~5% off ask

See the full national list →  ·  See all of the Mid-Atlantic →