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Texas — Cycle 2026.08

Texas HVAC Businesses, Graded for SBA Financing

24 HVAC service businesses for sale in Texas, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 10 Grade A · 8 Grade B · 6 Grade C.

Within this batch, asking prices span $200K to $5M and stressed DSCR ranges from 0.92x to 5.6x (median 2.1x). 23 of 26 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 3 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A South Central (TX) HVAC BusinessSouth Central (TX) $200K – $250K 1.05x 7.0 → 5.6 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.21x 6.07 → 4.86 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.3x 5.68 → 4.54 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.3x 5.65 → 4.52 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.3x 5.65 → 4.52 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $300K – $350K 1.6x 4.59 → 3.68 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $300K – $350K 1.6x 4.59 → 3.68 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $350K – $400K 1.66x 4.43 → 3.54 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.69x 4.37 → 3.49 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 1.86x 3.95 → 3.16 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $350K – $400K 2.18x 3.38 → 2.7 Clears at ask
A South Central (TX) HVAC BusinessSouth Central (TX) $500K – $600K 2.19x 3.36 → 2.69 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $600K – $700K 2.7x 2.73 → 2.18 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $450K – $500K 2.91x 2.53 → 2.03 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $900K – $1M 2.92x 2.52 → 2.02 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $1M – $1.25M 3.14x 2.34 → 1.87 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $1M – $1.25M 3.31x 2.22 → 1.78 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $250K – $300K 3.31x 2.22 → 1.78 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $2M – $2.5M 3.43x 2.15 → 1.72 Clears at ask
B South Central (TX) HVAC BusinessSouth Central (TX) $500K – $600K 3.6x 2.04 → 1.63 Clears at ask
C South Central (TX) HVAC BusinessSouth Central (TX) $2.5M – $3M 4.24x 1.74 → 1.39 Clears at ask
C South Central (TX) HVAC BusinessSouth Central (TX) $4.5M – $5M 4.28x 1.72 → 1.38 Clears at ask
C South Central (TX) HVAC BusinessSouth Central (TX) $450K – $500K 4.44x 1.66 → 1.33 Clears at ask
C South Central (TX) HVAC BusinessSouth Central (TX) $200K – $250K 5.45x 1.35 → 1.08 ~15% off ask
C South Central (TX) HVAC BusinessSouth Central (TX) $1.25M – $1.5M 6.3x 1.17 → 0.93 ~30% off ask
C South Central (TX) HVAC BusinessSouth Central (TX) $600K – $700K 6.39x 1.15 → 0.92 ~30% off ask

See the full national list →  ·  See all of the South Central region →