Washington HVAC Businesses for Sale — Graded for SBA Financing

Washington HVAC Businesses, Graded for SBA Financing

3 HVAC service businesses for sale in Washington, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 0 Grade A · 1 Grade B · 2 Grade C.

Within this batch, asking prices span $500K to $1.5M and stressed DSCR ranges from 1.05x to 2.17x (median 1.24x). 1 of 3 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 2 would need a price reduction to get there.

Business	Asking price	SDE multiple	DSCR — stated → stressed	To hit 1.25x
Pacific NW (WA) HVAC BusinessPacific NW (WA)	$500K – $600K	2.71x	2.72 → 2.17	Clears at ask
Pacific NW (WA) HVAC BusinessPacific NW (WA)	$1.25M – $1.5M	4.75x	1.55 → 1.24	~5% off ask
Pacific NW (WA) HVAC BusinessPacific NW (WA)	$500K – $600K	5.6x	1.32 → 1.05	~20% off ask

See the full national list →

Washington HVAC Businesses, Graded for SBA Financing

Live Oak Bank

Newtek / NSBF

Ready Capital