Wisconsin HVAC Businesses for Sale — Graded for SBA Financing

Wisconsin HVAC Businesses, Graded for SBA Financing

2 HVAC service businesses for sale in Wisconsin, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 1 Grade A · 0 Grade B · 1 Grade C.

Within this batch, asking prices span $450K to $4.5M and stressed DSCR ranges from 1.15x to 4.48x (median 2.82x). 1 of 2 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

	Business	Asking price	SDE multiple	DSCR — stated → stressed	To hit 1.25x
	Midwest (WI) HVAC BusinessMidwest (WI)	$450K – $500K	1.31x	5.6 → 4.48	Clears at ask
	Midwest (WI) HVAC BusinessMidwest (WI)	$4M – $4.5M	5.12x	1.44 → 1.15	~10% off ask

See the full national list → · See all of the Midwest →

Wisconsin HVAC Businesses, Graded for SBA Financing

Live Oak Bank

Newtek / NSBF

Ready Capital