Hawaii HVAC Businesses for Sale — Graded for SBA Financing

Hawaii HVAC Businesses, Graded for SBA Financing

2 HVAC service businesses for sale in Hawaii, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 0 Grade A · 1 Grade B · 1 Grade C.

Within this batch, asking prices span $1.75M to $2M and stressed DSCR ranges from 0.72x to 2x (median 1.36x). 1 of 2 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

	Business	Asking price	SDE multiple	DSCR — stated → stressed	To hit 1.25x
	Pacific (HI) HVAC BusinessPacific (HI)	$1.75M – $2M	2.95x	2.5 → 2.0	Clears at ask
	Pacific (HI) HVAC BusinessPacific (HI)	$1.75M – $2M	8.19x	0.9 → 0.72	~45% off ask

See the full national list → · See all of the Pacific →

Hawaii HVAC Businesses, Graded for SBA Financing

Live Oak Bank

Newtek / NSBF

Ready Capital