New York — Cycle 2026.08

New York HVAC Businesses, Graded for SBA Financing

18 HVAC service businesses for sale in New York, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 4 Grade A · 6 Grade B · 8 Grade C.

Within this batch, asking prices span $100K to $4.5M and stressed DSCR ranges from 1.2x to 3.56x (median 1.68x). 17 of 18 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $1.25M – $1.5M 3.73x 1.98 → 1.58 Clears at ask
A Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $100K – $150K 1.66x 4.44 → 3.56 Clears at ask
A Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $1M – $1.25M 2.0x 3.68 → 2.94 Clears at ask
A Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $900K – $1M 2.22x 3.31 → 2.65 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $800K – $900K 2.7x 2.73 → 2.18 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $4M – $4.5M 2.76x 2.66 → 2.13 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $400K – $450K 2.84x 2.59 → 2.07 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $800K – $900K 3.24x 2.27 → 1.82 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $600K – $700K 3.33x 2.21 → 1.77 Clears at ask
B Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $1.5M – $1.75M 3.4x 2.16 → 1.73 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $350K – $400K 3.61x 2.04 → 1.63 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $1.75M – $2M 3.94x 1.87 → 1.5 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $2.5M – $3M 3.95x 1.86 → 1.49 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $4M – $4.5M 4.45x 1.65 → 1.32 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $800K – $900K 4.51x 1.63 → 1.31 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $800K – $900K 4.5x 1.64 → 1.31 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $2.5M – $3M 4.6x 1.6 → 1.28 Clears at ask
C Mid-Atlantic (NY) HVAC BusinessMid-Atlantic (NY) $800K – $900K 4.91x 1.5 → 1.2 ~5% off ask

See the full national list →  ·  See all of the Mid-Atlantic →