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Virginia — Cycle 2026.08

Virginia HVAC Businesses, Graded for SBA Financing

7 HVAC service businesses for sale in Virginia, run through the same SBA 7(a) underwriting math as every other listing and graded against the full current batch — not just against each other. 1 Grade A · 3 Grade B · 3 Grade C.

Within this batch, asking prices span $200K to $5M and stressed DSCR ranges from 1.19x to 4.58x (median 1.94x). 6 of 7 clear the standard 1.25x SBA lender comfort threshold at the asking price as stated; 1 would need a price reduction to get there.

BusinessAsking priceSDE multipleDSCR — stated → stressedTo hit 1.25x
A Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $200K – $250K 1.29x 5.72 → 4.58 Clears at ask
B Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $1.25M – $1.5M 2.58x 2.85 → 2.28 Clears at ask
B Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $1M – $1.25M 2.95x 2.49 → 1.99 Clears at ask
B Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $1.75M – $2M 3.04x 2.42 → 1.94 Clears at ask
C Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $450K – $500K 3.84x 1.92 → 1.53 Clears at ask
C Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $700K – $800K 3.84x 1.92 → 1.53 Clears at ask
C Mid-Atlantic (VA) HVAC BusinessMid-Atlantic (VA) $4.5M – $5M 4.96x 1.48 → 1.19 ~5% off ask

See the full national list →  ·  See all of the Mid-Atlantic →